About Us
Built on Trust. Your Trusted Partner for Global Cross-Border Payments.
Pan-Asia Payment Company Limited — a licensed MSO specialising in cross-border remittance and FX, operating under continuous AML/CTF regulatory requirements.
Our Story
Trusted Cross-Border Payments
Pan-Asia Payment Company Limited was incorporated in Hong Kong in 2015 (Co. Reg. No. 64832376). From our base in the heart of Kowloon, we have grown into a trusted, MSO-licensed payment provider serving businesses across multiple international jurisdictions.
Today, we remain committed to the same principles that guided our founding: rigorous regulatory compliance, transparent pricing, and reliable execution. Transactions are governed by our internal compliance framework, subject to the regulatory oversight of the Hong Kong Customs and Excise Department.
Founded
2015
Company Reg. No.
64832376
MSO Licence No.
19-12-02940
Headquarters
Kowloon, Hong Kong
Our Journey
From a boutique Hong Kong remittance house to a licensed MSO focused on cross-border remittance and FX.
Founded in Hong Kong
Pan-Asia Payment Company Limited established as a cross-border payment specialist serving Greater China trade routes.
MSO Licence Granted
Officially licensed by the Hong Kong Customs and Excise Department as a Money Service Operator, establishing our institutional-grade compliance framework.
Continued Global Expansion
Operations extended to key European and North American markets, expanding cross-border remittance coverage globally.
Global Reach, Local Roots
Supporting major markets across multiple currencies with settlement from T+0 and dedicated compliance support for our clients.
Founded in Hong Kong
Pan-Asia Payment Company Limited established as a cross-border payment specialist serving Greater China trade routes.
MSO Licence Granted
Officially licensed by the Hong Kong Customs and Excise Department as a Money Service Operator, establishing our institutional-grade compliance framework.
Continued Global Expansion
Operations extended to key European and North American markets, expanding cross-border remittance coverage globally.
Global Reach, Local Roots
Supporting major markets across multiple currencies with settlement from T+0 and dedicated compliance support for our clients.
Three-Tier Compliance Architecture
Client funds and transactions are subject to three independent layers of internal compliance review and control, compliant fund channel management, and technological safeguards.
Tier 1
Following C&ED Statutory Compliance Requirements
Operating under Cap. 615 AMLO, regulated by the Hong Kong Customs & Excise Department, and subject to mandatory reporting obligations.
Tier 2
Funds Processed via Licensed Institutions
Client funds flow through compliant channels at licensed banks or regulated payment institutions — maintained with clear separation from operating flows in line with our internal compliance policy, with fund movements fully traceable.
Tier 3
Smart AML Risk Engine
Ongoing automated PEP & sanctions screening adhering to FATF recommendations. Industry-grade encryption protects all data transmissions.
Our Commitments
Our Three Core Commitments
Compliance First
Every product and decision is built on a foundation of regulatory integrity — not as an obligation, but as a competitive advantage.
Transparent Pricing
Transparent pricing, no hidden FX losses. Our clients know exactly what they pay — and why.
Reliable Execution
Years of operations have produced a track record for accurate, on-time delivery — not a promise, a standard we are held to.
FAQ
Common Questions
What is an MSO licence, and how does it differ from a bank?
A Money Service Operator (MSO) is a regulated category under Hong Kong's Anti-Money Laundering and Counter-Terrorist Financing Ordinance, licensed by the Customs and Excise Department. Unlike banks, MSOs specialise in cross-border remittance and foreign exchange under a dedicated regulatory framework purpose-built for these services. Pan-Asia Payment holds MSO Licence No. 19-12-02940.
How are client funds safeguarded?
Client funds flow through compliant channels at licensed banks or regulated payment institutions, maintained with clear separation from operating flows in line with our internal compliance policy. Transactions are subject to our AML/CFT monitoring programme, adhering to FATF international standards and Hong Kong's AMLO.
Who is eligible to use Pan-Asia Payment's services?
We serve corporate clients — including cross-border e-commerce operators, import/export trading companies, digital service platforms, HR and payroll providers. All clients are required to complete our standard KYC/KYB onboarding process in accordance with regulatory requirements.
How long does a cross-border transfer typically take to arrive?
Settlement timelines vary depending on the destination country, currency, and local clearing rails. For major corridors, transfers may arrive as fast as T+0. Less common routes or currencies may require additional processing time. Our team will confirm the expected settlement window for your specific transaction at the time of enquiry.
Get in Touch
We'd Love to Hear from You
Whether you're opening an account, enquiring about our services, or have a compliance question — our team is ready to assist. We aim to respond within one business day.
Office
UNIT 519, 5/F, EAST OCEAN CENTRE, NO. 98 GRANVILLE ROAD, KOWLOON, HONG KONGGeneral Support
[email protected]Marketing & Events
[email protected]Privacy & Data Protection
[email protected]Business Hours
Mon – Fri, 9:00am – 6:00pm HKT
All enquiries will receive a prompt response
Message Sent!
Thank you for contacting us. Our team aims to respond within one business day.