Cookie Policy

Cookies are small text files that a website stores on your device (computer, tablet or mobile phone) when you visit it. Cookies allow a website to remember your actions and preferences, or to collect information about how you use the website. References to "cookies" in this Policy also include other technologies with similar functions, such as web beacons, pixel tags, local storage and software development kits (SDKs).

This Policy explains how Pan-Asia Payment Company Limited (泛亞收付通有限公司) ("the Company", "we", "us" or "our") uses cookies on this website (https://panasiapay.com and https://panasiapayment.com) and the choices available to you. This Policy forms part of our Privacy Policy and should be read together with it.

We categorise the cookies we use by purpose as follows:

Strictly necessary cookies: essential to the basic operation of the website, including maintaining browsing state, language version selection, load balancing and security protection (for example, prevention of cross-site request forgery). These cookies are not used for analytics or promotional purposes and cannot be disabled.

Functional cookies: remember your preference settings (for example, whether your language is Traditional Chinese, Simplified Chinese or English) in order to improve your browsing experience. Can be disabled; if disabled, preferences must be selected on each visit.

Analytics cookies: help us understand how visitors use this website (for example, which pages are visited, time spent, referral sources) so that we can improve its content and structure. The resulting data is analysed in aggregate form. Can be disabled; disabling does not affect the basic functions of the website.

Advertising and cross-site tracking cookies: this website does not currently use advertising or cross-site behavioural tracking cookies. If any are introduced, this Policy will be updated first and consent obtained from EU / UK visitors.

The following are the cookies and similar technologies currently in use on this website. This list will be updated if the website deployment changes.

• i18n_redirected (first party / the Company) — functional — records your selected language (Traditional Chinese or English) — expires after approximately 12 months;
• pap_cookie_consent (first party / the Company, stored via browser local storage) — strictly necessary — records the choice you made on this website's cookie banner so you are not asked again — retained until you clear your browser data;
• Cloudflare Turnstile related items (third party / Cloudflare, Inc.) — strictly necessary (security) — loaded only when you use the contact form, for bot verification and abuse prevention — duration set by Cloudflare and short-lived in nature.

We may use third party analytics services to understand how the website is used. Such providers may set cookies on your device and collect and process the related data on our behalf. The analytics data we obtain through such services is presented in aggregate and statistical form and is not used to identify individual visitors. The provider's own handling of data it collects is governed by its own privacy policy, which we encourage you to review separately.

We take reasonable contractual and configuration measures to limit the scope of data use by such providers, including enabling privacy options such as IP address anonymisation where the service supports it.

You can manage cookies in the following ways:

• Changing your choice: to change a choice you made previously, clear this website's cookies and local storage in your browser and visit the website again; the cookie banner will be displayed again so that you can choose afresh;
• Browser settings: most browsers allow you to view, delete and block cookies, or to be notified before a cookie is set; the relevant settings can be found under the "Settings" or "Privacy" options of your browser;
• Incognito / private browsing mode: in this mode cookies are usually deleted when the window is closed;
• Opt-out tools for third party analytics: some analytics providers offer browser extensions or opt-out mechanisms that you may use directly.

For visitors generally, the publication of this Policy is disclosure in nature. By continuing to use this website you acknowledge that we use cookies as described in this Policy.

If you are located in the EU or the UK: we display a cookie banner on your first visit to this website and load non-essential cookies (including functional and analytics cookies) only after obtaining your consent. You may review and change your choices, or withdraw consent, at any time using the methods described in section 5 above.

Some browsers offer a "Do Not Track" feature. As no uniform industry standard has emerged for responding to this signal, this website does not currently respond to it in any specific way. You may still manage cookies using the methods described in section 5 above.

We may revise this Policy from time to time to reflect changes in cookie deployment, technology or legal requirements. The revised version takes effect upon publication on this website, and the effective date will be stated at the beginning of the document. This Policy is provided in both Chinese and English. In the event of any ambiguity or inconsistency between the two versions, the Chinese version shall prevail.